{
  "@context": "https://schema.org",
  "@type": "DefinedTermSet",
  "name": "Unclaimed Money Glossary",
  "url": "https://unclaimedmoneyguy.com/llms-glossary.json",
  "publisher": {
    "@type": "Organization",
    "name": "The Unclaimed Money Guy",
    "url": "https://unclaimedmoneyguy.com"
  },
  "hasDefinedTerm": [
    {
      "@type": "DefinedTerm",
      "name": "Unclaimed money",
      "description": "Money owed to an individual or business that the original holder cannot deliver, usually because of a move, name change, or forgotten account. Also called unclaimed property or unclaimed funds.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Unclaimed property",
      "description": "Legal term for dormant financial assets (bank balances, uncashed checks, insurance proceeds, securities, refunds) that have been turned over to a state treasury after a dormancy period.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Escheatment",
      "description": "Legal process by which dormant property is transferred from the original holder (bank, employer, insurer) to the state for safekeeping. The owner or heirs can still claim the property after escheatment.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Dormancy period",
      "description": "Length of time an account or asset must be inactive before it is reported to the state as unclaimed. Varies by property type and state, typically one to five years.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Holder",
      "description": "The original entity (bank, employer, insurance company, retailer) that owes money or property to an owner and must report it to the state if it goes dormant.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Heir claim",
      "description": "A claim filed by a relative of a deceased owner. Requires a death certificate, proof of relationship, and often probate documentation.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Finder",
      "description": "Third-party service that charges a fee to locate or recover unclaimed property on behalf of an owner. Most states cap finder fees at 10 percent. Not required to file a claim.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Owner claim",
      "description": "A claim filed by the original owner of unclaimed property. Requires photo ID, proof of Social Security number, and proof of ownership.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "Missing Money",
      "description": "The unofficial multi-state search portal at missingmoney.com, operated by NAUPA. Many states publish to it but state-by-state databases are usually more complete.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    },
    {
      "@type": "DefinedTerm",
      "name": "NAUPA",
      "description": "National Association of Unclaimed Property Administrators. Industry association of state unclaimed property programs.",
      "inDefinedTermSet": "https://unclaimedmoneyguy.com/llms-glossary.json"
    }
  ]
}